Posts by Shea Labagh Dobberstein

Will Your Employees Be Prepared for Retirement? Increase Participation Rates in Your Plan

Beginning in the 1980s, US corporations began transitioning from traditional defined benefit (DB) to defined contribution (DC) plans (what are more commonly known as “401(k) plans”) as the primary retirement plan offered to their employees. This transition shifted the primary responsibility for an employee’s retirement readiness from the employer to the employee.

Many have suggested that this transition has had a negative impact on the US retirement system. To determine if this claim is valid or not requires a look at whether DC plans are effective in helping employees accumulate enough to enjoy a financially secure retirement.

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