The IRS has announced changes for health savings accounts (HSAs) for 2022. As you likely know, HSAs are associated with high-deductible health plans.

The HSA contribution limits for 2022 are:

  • $3,650 for individuals (a $50 increase from 2021)
  • $7,300 for families (a $100 increase from 2021)

According to the Society for Human Resource Management, this decision is based on the Consumer Price Index for All Urban Consumers for the 12-month period ending on March 31.

Maximum out-of-pocket amounts have also been adjusted to the following:

  • $7,050 for individuals (a $50 increase from 2021)
  • $14,100 for families (a $100 increase from 2021)

However, the catch-up contribution amount for those 55 and older has not been adjusted and will remain the same at $1,000.

Likewise, minimum deductibles have not been changed and will continue to be set at:

  • $1,400 for individuals
  • $2,800 for families

More information about these changes can be found in IRS Rev. Proc. 2021-25.