What Your 401(k) Could Look Like in the Future: DC 3.0
What’s next for retirement plans? Future plan characteristics are likely to include plan consolidation, hyper-customization, and retirement income solutions.
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Are Your Target Date Funds Putting You at Risk?
Should plan sponsors have concerns about offering TDFs in the plan investment menu despite their popularity? The short answer is “yes.” TDFs can increase a plan sponsor’s fiduciary liability.
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Is Your Plan Committee in Need of Fiduciary Training?
There is concern that fiduciaries are not sufficiently educated about their basic responsibilities, especially their administrative oversight duties. Does your plan committee need training?
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Retirement Plan Fees: Lack of Understanding Can Cost You
Limited knowledge of retirement plan fees can be detrimental to workers’ retirement savings, as well as to managers and owners who serve as fiduciaries to the plan.
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Next Generation Target-Date Funds: Giving a Clearer View of the Path to Retirement
TDFs aren’t always managed in a way conducive to achieving a predictable, stable income stream in retirement. It may be worth considering an innovative TDF offering from Dimensional Fund Advisors (DFA).
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Target-Date Funds: A Simpler Investment Choice
Target-Date Funds (TDFs) have become the Qualified Default Investment Alternative (QDIA) of choice for most 401(k) plans. Read more about the positive impact that TDFs have had for participants, plan sponsors and DC plans in general…
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401(k) Investment Menus: Does Your Plan Investment Menu Design Have a Negative Impact on Your Participants?
A poorly designed investment menu can cripple participant outcomes and investment performance. Behavioral finance research suggests that participants are overwhelmed when offered too many investment options.
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Top Three Strategies to Save on Sales Tax for Restaurants
Discover top three strategies that yield sales tax savings for restaurants.
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The PATH Act: A Start Toward Rational Recovery Periods for Real Property Assets
Many will remember the extreme overreaction that Congress undertook with the 1986 Tax Act. ACRS was replaced with MACRS and, […]
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Auto Portability – Addressing the Needs of a Mobile Workforce
Auto portability not only makes it easy for both employees and plan sponsors to move retirement account balances when they change jobs, but can help increase overall retirement savings.
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