Tag: Employee Benefit Plans

Read Insights and Resources tagged with "Employee Benefit Plans"

Employee Benefit Plan Newsletter – October 2017

Target-Date Funds (TDFs) have become the Qualified Default Investment Alternative (QDIA) of choice for most 401(k) plans. Read more about the positive impact that TDFs have had for participants, plan sponsors and DC plans in general…

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Target-Date Funds: A Simpler Investment Choice

Target-Date Funds (TDFs) have become the Qualified Default Investment Alternative (QDIA) of choice for most 401(k) plans. Read more about the positive impact that TDFs have had for participants, plan sponsors and DC plans in general…

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Employee Benefit Plan Newsletter – May 2017

Employees depend on plan sponsors to manage the plan in the best interest of all participants. A poorly designed investment menu can cripple participant outcomes and investment performance. Behavioral finance research suggests that participants are overwhelmed when offered too many investment options. The negative impacts of this are discussed on Page 3.

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Employee Benefit Plan Newsletter – July 2016

In previous articles, we have discussed the positive impact that 401(k) plan design features such as auto enrollment and auto escalation have had on both participation and savings rates. A less well-known and relatively new feature, auto portability, is the subject of this article. This feature not only makes it easy for both employees and plan sponsors to move retirement account balances when they change jobs, but can help increase overall retirement savings. Turn to Page 3 for more information about the potential of this feature and why you should be aware of it.

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Designing Employer Contributions to Encourage Greater Participant Savings

While matching contributions provide added incentive for employees to participate in a defined contribution (DC) plan, tailoring employer contributions can help maximize participant contribution rates. For instance, plan sponsors may want to reduce the matching percentage and increase the cap to see if the savings rate would increase without negatively impacting the participation rate.

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